| The Home Mortgage Disclosure Act |
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| In 1975, Congress enacted the Home Mortgage Disclosure Act (HMDA). The statute can be found at 12 U.S.C.S. §2801. More... |
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| The Historic Homeowner -- State and Local Preservation Laws |
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| The issue of historic preservation is governed by a myriad of federal, state, and local laws. Generally speaking, the purpose of preservation laws is to encourage the recognition of historic resources, as well as the preservation of those resources. Without question, historic preservation is a legitimate governmental objective. On the state and local levels, historic preservation controls may be enacted subject to the applicable constitutional constraints. More... |
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| The Real Estate Settlement Procedures Act |
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| Certainly, the purchase of a home is a very significant event. In 1974, Congress enacted the Real Estate Settlement Procedures Act (RESPA) in order to protect home buyers from paying excessive settlement costs and from certain abusive practices. More... |
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| Right-to-Farm Laws |
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| Almost every state has enacted some type of right-to-farm law. In essence, the laws protect farmers from lawsuits by neighbors. Typically, the laws create a presumption that a farmer's existing agricultural pursuits do not create an actionable nuisance.
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| Movers' Bills of Lading |
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| A bill of lading is a document that is prepared by a mover when a customer contracts for the transportation and delivery of a shipment of furniture and furnishings. The bill of lading is the mover's receipt for the household goods and the contract for their transportation. It is not a contract, but it does form part of the contract between the mover and the customer. More... |
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